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Commercial
Property Investment |
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Commercial Property Investment Finance
for the UK.
Welcome to Best Business Loan,
from Adept Finance Ltd. We specialise in providing commercial
property investment finance. We have over
20 years experience in commercial
finance, to provide you with a complete service for
your business
loan or commercial
mortgage and expansion business
finance.
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Interest
Rate
Loans may be structured several different
ways but the two most important aspects to consider
are the interest
rate (type and method) and the repayment
schedule for the loan.
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| There are two options to set your interest
rate:
Fixed Rate
With a fixed rate the interest
rate
(i.e. the percentage) applied to the outstanding
principal remains constant through out a predetermined
period that may or may not equal the length of
your loan. The interest
rate is set at the beginning
of your loan by examining the risk involved and
the current market rates. The advantage of a fixed
rate loan is that your interest
rate is fixed
and the payments constant and they will not rise
if the market rate rises. The disadvantage is
that you will not benefit from a decline of the
market rate.
Variable interest
rate
With a variable interest
rate the interest
rate applied on the outstanding
principal amount fluctuates in line with changes
to the Bank Base Rate or LIBOR and, as a result,
so will the amount of your payments. The interest
rate for each period will be the current market
rate plus a predetermined premium that remains
constant throughout the life of your loan. The
advantage of a variable interest
rate loan is
that you save money when the market rate decreases.
The disadvantage is that you are not protected
from an increase in the market rate and the interest
you pay will increase with the market rate.
Apply online for
a business loan
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